Short answer
Yes — they fund different sides of the same transformation, so they pair naturally. PSG funds the tool (50%, S$30k cap per category); CTC funds the wider transformation around that tool — up to 70% across equipment, software, consultancy and training. The only rule is clean scope separation: the tool licence goes under PSG, the rest under CTC, and no single cost is claimed twice.
Key facts
- PSG = the off-the-shelf tool; CTC = the wider transformation (equipment, software, consultancy, training). They pair.
- PSG 50% / S$30k cap; CTC up to 70%, project-based
- One cost, one grant — no double-claiming
- CTC is union-facilitated; PSG is self-apply
This is one of the most useful pairings for an AI adoption. Buy the AI tool under PSG, then fund the redesign of the affected roles and the staff training under CTC. The technology and the workforce move together.
The discipline is keeping the cost lines clean — the chatbot licence under PSG, the training and role-redesign work under CTC. Overlap a single invoice across both and you create an audit problem, not extra funding.
Related questions
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Sources:EnterpriseSG, IMDA, NTUC, Singapore Government open data. Factual content (grant rules, eligibility, vendor data, pricing) is sourced directly from official government portals and remains the copyright of those respective agencies. Analysis, commentary and editorial framing are the author's own. Always verify the latest on GoBusiness, EnterpriseSG, or SMEs Go Digital before applying.