Question 1

How much is the PSG grant in Singapore?

Accepted Answer

The Productivity Solutions Grant (PSG) funds 50% of the cost of a pre-approved digital or AI solution, capped at S$30,000 per company per solution category. So a S$10,000 solution returns S$5,000; a S$70,000 solution still returns the S$30,000 maximum. You pay the vendor, then claim the subsidy back.

Question 2

Who is eligible for the PSG grant?

Accepted Answer

A business qualifies for PSG if it is registered and operating in Singapore, has at least 30% local shareholding, and has group annual sales under S$100 million or fewer than 200 employees. The solution must be used by the entity buying it, and purchase must not begin before the application is approved.

Question 3

How long does PSG grant approval take?

Accepted Answer

A PSG application for a pre-approved solution typically receives a decision in 2 to 6 weeks. Submitting before Wednesday morning often clears that week's queue. A complete submission — quotation, ACRA documents, and (where required) a 1-month usage report showing you've used the software — moves faster than one the caseworker has to chase.

Question 4

Can I use the PSG grant for AI tools?

Accepted Answer

Yes. PSG covers AI tools that appear on the SMEs Go Digital pre-approved list — including GenAI customer-engagement chatbots, AI marketing and content generation, and AI accounting automation. Custom-built AI with no pre-approved vendor is not covered under PSG; that route is the Enterprise Development Grant (EDG) instead.

Question 5

PSG or EDG — which grant should I apply for?

Accepted Answer

Use PSG when a pre-approved off-the-shelf solution does the job — it funds 50%, caps at S$30,000, and approves in weeks. Use EDG when you need a custom build, consultancy, or deeper transformation — it funds 50% for SMEs with no fixed cap, but requires a project proposal and takes longer. Many SMEs use both.

Question 6

How much does the EDG grant fund?

Accepted Answer

The Enterprise Development Grant (EDG) funds up to 50% of qualifying project costs for SMEs (30% for non-SMEs), across consultancy, software, and internal manpower tied to the project. Unlike PSG there is no fixed dollar cap — funding scales with the approved project scope, which must map to a capability outcome under Core Capabilities, Innovation, or Market Access.

Question 7

What is the CTC grant and what does it fund?

Accepted Answer

The Company Training Committee (CTC) grant, administered through NTUC's e2i, funds up to 70% of an approved transformation project — covering equipment, software, consultancy and the training that reskills the staff affected by the change. It is partner-facilitated: there is no open online application form. A CTC must be formed with the union first.

Question 8

Can I stack PSG, EDG and CTC grants?

Accepted Answer

Yes — they fund different things, so they stack as long as you don't claim the same cost twice. PSG funds the off-the-shelf tool, EDG funds the custom build or consultancy, and CTC funds the wider transformation around them, up to 70% across equipment, software, consultancy and training. The discipline is clean scope separation: every dollar is claimed under exactly one grant.

Question 9

How much grant funding can a Singapore SME get for AI?

Accepted Answer

It depends on scope, but a Singapore SME can realistically fund 50–70% of an AI programme by combining grants: PSG covers 50% of pre-approved AI tools (up to S$30,000 per category), EDG covers 50% of custom AI builds, and CTC covers up to 70% across four cost lines — equipment, software, consultancy and training. Stacked with clean scope separation, the blended subsidy often lands near 57%.

Question 10

Do I need a consultant to apply for the PSG grant?

Accepted Answer

No — PSG is designed for business owners to apply themselves through the Business Grants Portal using Corppass. You don't need to pay anyone to submit it. Where advice helps is upstream: choosing the right pre-approved solution and preparing the usage report that demonstrates real utilisation. Be wary of anyone charging a success fee to 'get you approved'.

Question 11

How do I apply for the PSG grant in Singapore?

Accepted Answer

Pick a pre-approved solution on the SMEs Go Digital portal, get a quotation, then log in to the Business Grants Portal (business.gov.sg) with your Corppass and submit the application — before you pay, sign or commit to anything. Once it's submitted you can purchase and deploy the solution; most then require a 1-month usage report showing real use, after which you claim the 50% reimbursement with the invoice and proof of payment.

Question 12

What is the MRA grant and what does it cover?

Accepted Answer

The Market Readiness Assistance (MRA) grant supports Singapore SMEs expanding overseas. It funds 70% of eligible costs, capped at S$100,000 per new market, across three pillars: overseas market promotion, overseas business development (market entry/set-up), and overseas market presence including PR and marketing. The cap applies per new target market.

Question 13

Is SFEC the same as the PSG grant?

Accepted Answer

No. PSG funds the tool — 50% of a pre-approved digital or AI solution. SFEC (SkillsFuture Enterprise Credit) funds training — a one-off S$10,000 credit covering up to 90% of out-of-pocket costs on eligible workforce-development programmes. They are different instruments and they stack: PSG buys the system, SFEC helps train the people who use it.

Question 14

When does SFEC expire?

Accepted Answer

The SkillsFuture Enterprise Credit (SFEC) expires on 30 November 2026. Any unused portion of the S$10,000 credit lapses after that date. If your company is eligible, claim against qualifying training and enterprise-transformation costs before the deadline — the credit cannot be carried over or refunded once it expires.

Question 15

Will an AI employee replace my staff?

Accepted Answer

No — a well-designed AI employee redesigns a role rather than removing it. It absorbs the repetitive, high-volume work (often the first 70–85% of routine queries or data entry) so your people move to the judgement-heavy, relationship, and growth work machines can't do. The model is workforce plus AI — 100% plus 100% — not AI instead of headcount.

Question 16

What is the EDGE scheme and when does it start?

Accepted Answer

EDGE is the streamlined enterprise-grant framework announced for Singapore, consolidating overlapping support — including elements of PSG, EDG and MRA — into a simpler structure, with changes phased in from the second half of 2026. The intent is fewer separate applications and clearer pathways. Until it takes effect, the existing PSG, EDG and MRA grants continue to apply as today.

Question 17

Why do PSG applications get rejected?

Accepted Answer

The most common PSG rejections are: the solution or vendor isn't on the pre-approved list, payment or commitment was made before the application was submitted, the same solution was already claimed within the funding window, the usage report doesn't show the software was actually used, or the company fails the eligibility test (shareholding, sales, or group-level aggregation). Most are avoidable with a clean, complete submission.

Question 18

Who is eligible for the EDG grant?

Accepted Answer

A business qualifies for EDG if it is registered and operating in Singapore, has at least 30% local shareholding, and is financially viable to start and complete the project. Unlike PSG there's no headcount or sales cap, but EDG is project-based — you must submit a proposal mapped to a capability outcome under Core Capabilities, Innovation, or Market Access.

Question 19

How long does EDG approval take?

Accepted Answer

EDG is slower than PSG because it's assessed as a project, not a pre-approved purchase. Expect the proposal stage plus assessment to run over weeks to a few months, depending on scope and how complete the submission is. The sharper and more outcome-specific the proposal, the fewer rounds of questions — which is the biggest factor in total time.

Question 20

How do I form a Company Training Committee (CTC)?

Accepted Answer

You form a Company Training Committee together with the union, through the NTUC / e2i pathway — there is no open online application form. The committee brings management and worker representatives together to own a transformation project and its training plan. Once formed, it scopes the project around documented worker outcomes, which is the basis the CTC grant funds.

Question 21

Can I use CTC and PSG together?

Accepted Answer

Yes — they fund different sides of the same transformation, so they pair naturally. PSG funds the tool (50%, S$30k cap per category); CTC funds the wider transformation around that tool — up to 70% across equipment, software, consultancy and training. The only rule is clean scope separation: the tool licence goes under PSG, the rest under CTC, and no single cost is claimed twice.

Question 22

Who is eligible for the MRA grant?

Accepted Answer

MRA is for Singapore SMEs entering a new overseas market. You generally need to be registered in Singapore with at least 30% local shareholding, group annual sales under S$100M or fewer than 200 employees, and be new to the target market (not already established there). The grant funds 70% of eligible costs, capped at S$100,000 per new market.

Question 23

How do I apply for the MRA grant?

Accepted Answer

Apply through the Business Grants Portal with your Corppass, before committing to the overseas activity. Scope the project across MRA's three pillars (market promotion, business development, market presence), attach quotations and a market plan, and submit. As with other grants, costs you commit to before submitting generally won't be supported — get the application in first.

Question 24

How does DTDi work?

Accepted Answer

The Double Tax Deduction for Internationalisation (DTDi) lets Singapore companies deduct 200% of qualifying overseas expansion costs against taxable income — things like market research, overseas trade fairs, and business development trips. From YA2027 it's claimable automatically up to S$400,000 of qualifying spend. It's a tax benefit, not a cash grant, and it pairs with the MRA cash grant.

Question 25

What is the Business Adaptation Grant (BizAdapt)?

Accepted Answer

The Business Adaptation Grant supports Singapore businesses adapting to tariff and trade disruption. It co-funds up to 70% for SMEs (50% for non-SMEs), capped at S$100,000, across FTA and legal advisory, supply-chain reconfiguration, and overseas restructuring. It's aimed at trade-exposed sectors — wholesale, trade, and import-export — that didn't previously have a clean grant fit.

Question 26

What is the Energy Efficiency Grant (EEG)?

Accepted Answer

The Energy Efficiency Grant (EEG) co-funds up to 70% of the cost of pre-approved energy-efficient equipment — for example efficient refrigeration, motors, or air-conditioning. There's a base tier capped at S$30,000 and an advanced tier reaching up to S$350,000. It's aimed at energy-intensive operations like F&B, retail, and manufacturing.

Question 27

What is the Career Conversion Programme (CCP)?

Accepted Answer

Career Conversion Programmes (CCP), run by Workforce Singapore, provide up to 90% salary support while an employer reskills a worker into a new or redesigned role. They run in three modes — Place-and-Train, Attach-and-Train, and Job Redesign Reskilling. CCP funds the people side of transformation, complementing tool grants like PSG.

Question 28

What is the Part-Time Re-employment Grant (PTRG)?

Accepted Answer

The Part-Time Re-employment Grant (PTRG), from Workforce Singapore, gives employers up to S$125,000 per company to support re-employing senior workers (aged 60+) on part-time or flexible terms. To qualify, the employer commits to a formal part-time re-employment policy. It helps SMEs retain experienced staff rather than lose their knowledge.

Question 29

Can I claim the PSG grant more than once?

Accepted Answer

Yes — PSG can be claimed across different solution categories, since the S$30,000 cap applies per company per solution category. What you can't do is claim the same solution twice within the funding window, or duplicate the same solution across related group entities. Adopting a chatbot and an HRMS, for example, are two different categories and each can draw the grant.

Question 30

Does PSG cover software I already bought?

Accepted Answer

No — if you paid or committed to it before submitting your PSG application, that purchase can't be claimed. The rule is about the application date, not the approval date: you must submit first. Once your application is in, you may go ahead and pay, deploy and use the solution (most then need a 1-month usage report) before the outcome.

Question 31

What AI grants can an F&B business get in Singapore?

Accepted Answer

An F&B business can stack several: PSG funds 50% of pre-approved tools (integrated POS, AI chatbots, e-commerce, inventory), CTC funds up to 70% of the surrounding transformation (equipment, software, consultancy and training), and EEG co-funds up to 70% of energy-efficient kitchen and refrigeration equipment. SFEC can offset training cost before it expires in November 2026.

Grant questions, straight answers.

Ask me directly.