AI Transformation Grants Singapore: PSG, EDG & CTC

The three AI transformation grants Singapore businesses should know are PSG, EDG and CTC. PSG (Productivity Solutions Grant) covers up to 50% of pre-approved AI tools, capped at S$30k. EDG (Enterprise Development Grant) covers up to 50% of custom builds and consulting. CTC (Company Training Committee) covers up to 70% of the workforce side — equipment, software, consultancy and training when you redesign roles around AI.

That's the short version. Now let me show you how to actually use them — including how to stack all three across one transformation programme without getting your claim rejected.

Because here's what nobody tells you: most rejections aren't about eligibility. They're about scope. Founders try to claim the wrong grant for the wrong thing, or double-dip on the same cost. I'll break that down too.

What are the main AI transformation grants in Singapore?

Singapore doesn't have a single "AI grant." It has a stack of schemes that each fund a different layer of your transformation. Understanding which layer each one covers is the whole game.

Here's the mental model I use with every client. There are two halves to any real AI transformation: the enterprise layer (the tools and systems) and the workforce layer (the people who use them). PSG and EDG fund the enterprise side. CTC funds the workforce side. Use only one and you build a white elephant — expensive software nobody's trained to run, or trained people with nothing good to run.

Let me take each scheme precisely.

PSG (Productivity Solutions Grant): the fast quick-win

PSG is the easiest grant to claim and the one most SMEs start with. It funds up to 50% of the cost of pre-approved digital solutions, capped at S$30,000 per company per financial year.

The keyword is pre-approved. You don't get to pick any AI tool off the internet. You pick from EnterpriseSG's vetted list — CRM systems, accounting automation, HR platforms, chatbots, e-commerce, sector-specific solutions. Someone has already done the due diligence, which is exactly why it's fast.

What PSG is good for:

• A packaged AI tool you can deploy in weeks, not months
• Off-the-shelf automation — invoice processing, customer service bots, scheduling
• Your first, low-risk step into AI adoption

What PSG is not for:

• Anything custom-built for your specific workflow
• Consulting-heavy transformation projects
• Solutions not on the approved list

If your AI need fits a pre-approved product, PSG is a no-brainer. Fastest to apply, fastest to claim. Check the current eligible tools and process on the PSG grant page before you buy anything — buying first and claiming later is how people get burned.

EDG (Enterprise Development Grant): for genuinely transformational work

EDG is the heavyweight. It funds up to 50% of qualifying costs — but this is where founders trip up.

EDG is for projects that transform your business, not just upgrade your tech. Custom software builds. Business model redesign. Strategic AI implementation that requires consultants, developers, and a proper project scope. The kind of thing that doesn't come in a box.

Think of it this way: if you can buy it off a shelf, that's PSG. If you have to design and build it because nothing on the market fits your operation, that's EDG.

What EDG typically funds:

• Custom AI models trained on your own data
• Bespoke automation across multiple systems
• Consultancy to redesign core processes around AI
• Integration work that stitches together disconnected tools

EDG applications are more involved. You need a real project plan, defined outcomes, and usually a qualified consultant or vendor attached. The trade-off for the paperwork is that EDG can fund far bigger, more ambitious work than PSG's S$30k ceiling allows.

CTC (Company Training Committee): the workforce layer everyone forgets

This is the one most businesses don't know about — and it's the most generous. CTC support, delivered through NTUC and e2i, can cover up to 70% of costs, with a scope that's wider than people expect.

Here's the critical bit: CTC isn't only about training courses. When you form a Company Training Committee and commit to redesigning jobs, CTC funding can cover equipment, software, consultancy AND training — as long as it's tied to genuine role transformation.

Why does this matter for AI? Because AI doesn't just change your tools. It changes what your people do all day. The customer service rep becomes an AI-workflow supervisor. The finance clerk stops keying invoices and starts auditing what the model produced. Those are new roles, and CTC exists to fund exactly that transition.

This is the workforce transformation half of the equation. If you're only funding tools and not your people, you're doing half a transformation and wondering why adoption is flat. I've walked into companies with beautiful AI dashboards nobody opens. The software wasn't the problem. The people were never brought along.

Explore how CTC fits your role-redesign plan on the CTC grant page — the requirement that you actually restructure jobs (not just send staff on a one-day course) is what unlocks the higher funding.

How much do AI transformation grants cover in Singapore?

Quick reference:

Grant	Support Level	Best For	Speed
PSG	Up to 50%, S$30k cap	Pre-approved off-the-shelf AI tools	Fastest
EDG	Up to 50%	Custom builds, consulting, transformation	Moderate
CTC	Up to 70%	Role redesign: equipment + software + training	Moderate

According to EnterpriseSG, PSG supports up to 50% of adoption cost for pre-approved solutions — a figure that has held steady as the scheme matured. Support levels shift with policy, so always confirm the current rate before you budget. (Illustrative planning note: many SMEs I work with structure programmes assuming 50% on the enterprise layer and up to 70% on the workforce layer — verify against the live scheme terms at application time.)

Heads up: EDGE consolidates PSG, EDG and MRA from 2H 2026

Here's something you need to know so you don't act on stale advice. Singapore has announced EDGE — a consolidated scheme that will fold PSG, EDG and MRA (Market Readiness Assistance) into a single grant, expected to roll out in the second half of 2026.

This is upcoming, not live. As I write this, PSG, EDG and CTC still operate as separate schemes and that's what you apply to today. Don't wait for EDGE and stall your transformation — the sensible move is to apply under the current schemes now and plan your later phases with the consolidation in mind. When EDGE goes live, transition guidance will follow. I'll update the grants overview as details firm up.

Translation: build with what exists today. Don't freeze your project waiting for a scheme that isn't here yet.

Can you stack multiple AI transformation grants in Singapore?

Yes — and this is where the real leverage is. You can legitimately combine PSG, EDG and CTC across a single AI transformation programme. The rule is simple but strict: each grant must fund a different scope. You cannot claim two grants on the same cost.

Let me show you a real structure I've used:

Phase 1 — PSG for the quick win. You deploy a pre-approved AI customer service tool. PSG covers up to 50% of that specific tool. Fast, low-risk, gets a win on the board and builds internal buy-in.

Phase 2 — EDG for the custom build. That off-the-shelf tool can't handle your complex order routing, so you commission a custom AI system integrating your inventory, CRM and logistics. EDG funds this build and the consulting around it — a completely different cost line from the PSG tool.

Phase 3 — CTC for the people. Now your operations team needs to be retrained. Roles are being redesigned around the new AI systems. CTC funds the training, the change consultancy, and even supporting software or equipment for the redesigned roles — again, a separate scope.

Three grants. One coherent programme. Zero double-claiming. Each cost line sits under exactly one scheme.

That's not gaming the system — that's using it as designed. The government built separate schemes for separate layers precisely because real transformation touches all of them. The enterprise transformation work and the workforce work are genuinely different scopes with different costs.

The number one rejection reason: scope duplication

Now the trap. The most common reason AI transformation grant applications get rejected in Singapore is claiming EDG for something that's really just a PSG-eligible tool purchase.

Here's how it happens. A founder wants a chatbot. Instead of grabbing a pre-approved one under PSG, they dress it up as a "custom AI transformation project" and apply for EDG — because EDG feels bigger and more prestigious. The assessor sees a standard tool purchase wearing a costume and rejects it. Rightly.

EDG is scrutinised for genuine transformation. If your project is fundamentally buying a product that already exists on the PSG list, it belongs on PSG. Trying to force it into EDG wastes months and burns credibility with the assessing agency.

The other duplication error: claiming the same cost under two schemes. You buy a software licence, claim it under PSG, then try to slip the same licence into an EDG or CTC claim. That's not stacking — that's double-dipping, and it will sink the whole application.

The fix is boring but bulletproof: map every cost line to exactly one grant before you apply. Which layer is it? Tool → PSG. Custom build/consulting → EDG. Role redesign/training → CTC. One home per dollar.

Get this mapping wrong and even a strong project gets bounced. Get it right and you can fund a genuinely ambitious transformation across all three schemes. This is exactly the kind of structuring a certified AI consultant earns their fee on — the scope architecture matters more than the application writing.

Where should you start?

Before you touch a single application form, get honest about where your business actually is. Do you have the data, the systems, and the people to absorb AI? Or are you about to grant-fund a white elephant?

Run a quick diagnostic first — our AI readiness assessment will tell you which layer needs attention most. Then structure your grant stack around real gaps, not shiny objects.

Because the framework holds no matter which grants you use: Enterprise Transformation × Workforce Transformation = AI Transformation. PSG and EDG fund the enterprise layer — the tools and systems. CTC funds the workforce layer — the people and the redesigned roles. A serious transformation uses both sides. Software without trained people is a white elephant. Trained people without good software is capped productivity. Both, funded properly, is what actually moves the needle.

If you want the grant stack mapped to your specific situation — which scheme funds what, in what sequence, without scope collisions — get in touch. That's the work: not just winning the grant, but structuring a transformation worth funding in the first place.

Frequently Asked Questions

Which AI transformation grant is fastest to get approved in Singapore?

PSG (Productivity Solutions Grant) is the fastest. Because it only funds pre-approved solutions from EnterpriseSG's vetted list, the due diligence is already done — you're not asking an assessor to evaluate a bespoke project. Application and claim processing move quickly. If your AI need fits an off-the-shelf tool, start with PSG for a fast, low-risk first win before scaling into EDG or CTC.

Can I use PSG, EDG and CTC together for one AI project?

Yes, and it's a smart strategy. The strict rule is that each grant must fund a different scope — you cannot claim two grants on the same cost. A typical structure: PSG for a pre-approved quick-win tool, EDG for a custom build and consulting, and CTC for retraining staff as roles are redesigned. Map every cost line to exactly one scheme before applying to avoid duplication.

Why do AI transformation grant applications get rejected in Singapore?

The most common reason is scope duplication — usually claiming EDG for something that's really just a PSG-eligible tool purchase. EDG is assessed for genuine transformation, not standard product purchases that already exist on the PSG list. The other frequent error is double-claiming the same cost across two schemes. Assign each cost to one grant based on its layer: tool to PSG, custom build to EDG, training to CTC.

What is EDGE and does it replace PSG and EDG?

EDGE is an upcoming consolidated scheme expected in the second half of 2026 that will fold PSG, EDG and MRA into one grant. It is not live yet. Today you still apply under the separate PSG, EDG and CTC schemes. Don't stall your transformation waiting for EDGE — apply under current schemes now and plan later phases with the consolidation in mind once official transition guidance is published.

How much of my AI transformation can grants actually cover?

It depends on the layer. PSG covers up to 50% of pre-approved tool costs, capped at S$30,000 per financial year. EDG covers up to 50% of custom build and consulting costs. CTC covers up to 70% of workforce costs — equipment, software, consultancy and training — when roles are genuinely being redesigned. Stacked correctly across different scopes, a well-structured programme can fund a large share of a serious transformation.